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Let’s face it. At this very moment, there are tons of military veterans out there who are really struggling to make ends meet.  They have mortgages to pay, families to feed, and are barely scraping by each month.  Not to mention, they may be dealing with various psychological and physical traumas after bravely serving our country.  These treasured veterans should not be overlooked or taken for granted!

With all this in mind,  I’ve been researching a veteran-focused mortgage company who may save veterans hundreds of dollars every month on their VA mortgage.  Apparently, thousands upon thousands of thrilled customers in 24 states across the country can attest to how great this company is. It was through their limitless online testimonials, analyzing their company mail pieces and looking through their website that I clearly see what incredible services Mortgageinvestors.com (MIC) provides the American veteran community.

MIC has been offering veterans refinance services for the past 75 years and has successfully refinanced more than 350,000 VA mortgages! As mentioned, I got a hold of a few of their mail pieces, and was floored by what I saw. At first I didn’t believe their claims that customers could close in as little as 8 to 10 days and receive an escrow refund from their lender, but after looking through their testimonials, I realized this really does happen.  What an incredible breath of fresh air to know there is a company out there who can help the veteran community!

It turns out that MIC’s philanthropic efforts are quite impressive when it comes to helping military veterans.  To give you an example, they are the #1 sponsor of an organization called the Veterans Airlift Command (VAC), donating $250,000 to them in 2012.  VAC provides free air transportation to wounded military veterans so that they can get the special medical treatment and other compassionate services they desperately need. I actually found out that the owner of MIC donated his very own personal jet to VAC.  Wow! Now this is a company I would want to work with if I was a veteran.

Here are the main highlights I found on the Mortgageinvestors.com VA rate reduction program:

• Thanks to the Federal Reserve, Mortgageinvestors.com can offer you very low-interest rate funds. They are currently the lowest they have been in 75 years, so take advantage of them!

• A VA authorized direct lender ,they will not require any income verification, equity, qualifying debt ratio or perfect credit

• They will not require a home appraisal or pest inspection

• You may be able to lower your monthly mortgage payments in as little as 30 to 45 days

• You may be able to enjoy in-home closing in as little as 8-10 days

• It gets better…the Mortgageinvestors.com VA refinance program may even allow you to skip your next mortgage payment and receive a refund from escrow from your current lender!

If you didn’t receive an MIC mail piece, do not fear! You may still qualify for their program, as long as you have a current VA mortgage and you are up-to-date on your mortgage payments. You don’t need a mail piece to take advantage of their fast, straightforward program and extremely low interest rates. Try giving the MIC team a call to find out what kind of savings they may be able to offer you at 866-659-2477. They can provide you with approximate monthly savings right on the phone.

You can always visit their website, Mortgageinvestors.com to get a better sense of their impressive company firsthand. I urge military veterans across America to reach out to this company  today.  Who knows? You may find yourself looking back at the end of the year smiling knowing how much money you saved!

JEMO is a Great Read, and asks, “What really happened on July 25th, 1946?”
If you’re a fan of fiction based on actual events, JEMO is definitely a great read for you! This story has a believable plot line, with characters that will keep you interested and entertained. But to better appreciate what the author is about to do for you, let’s ask, “What’s OPERATION CROSSROADS?”
ACCORDING TO OFFICIAL NAVAL RECORDS (DECLASSIFIED in 1977):
Operation Crossroads was an atmospheric nuclear weapon test series conducted in the summer of 1946. The series consisted of two detonations, each with a yield of 23 kilotons:
1. ABLE detonated at an altitude of 520 feet (158 meters) on 1 July
2. BAKER detonated 90 feet (27 meters) underwater on 25 July.
It was the first nuclear test held in the Marshall Islands.
The series was to study the effects of nuclear weapons on ships, equipment, and material. A fleet of more than 90 vessels was assembled in Bikini Lagoon as a target. This target fleet consisted of older U.S. capital ships, three captured German and Japanese ships, surplus U.S. cruisers, destroyers and submarines, and a large number of auxiliary and amphibious vessels. Military equipment was arrayed on some of the ships as well as amphibious craft that were berthed on Bikini Island. Technical experiments were also conducted to study nuclear weapon explosion phenomena. Some experiments included the use of live animals.
The support fleet of more than 150 ships provided quarters, experimental stations, and workshops for most of the 42,000 men (more than 37,000 of whom were Navy personnel) of Joint Task Force 1 (JTF 1), the organization that conducted the tests. Additional personnel were located on nearby atolls such as Eniwetok and Kwajalein. The islands of the Bikini Atoll were used primarily as recreation and instrumentation sites.
Before the first test, all personnel were evacuated from the target fleet and Bikini Atoll. These men were placed on units of the support fleet, which sortied from Bikini Lagoon and took safe positions at least 10 nautical miles (18.5 kilometers) east of the atoll.
Operation Crossroads refers to the nuclear weapon tests that were conducted by the US at the Bikini Islands in 1946. The operation was put on to determine the effect of nuclear weapons on Navy ships. There were two detonations in Operation Crossroads, “ABLE”, and “BAKER”; both having yields of about 23 kilotons of TNT. There were originally supposed to be three detonations but the third was canceled because of the Navy could not decontaminate the target ships. The United States worked with the Bikini residents to evacuate the island. Bikini Island is still inhabited because of the radioactive contamination.
In essence, this was the world’s first nuclear disaster…
So what the author has done is take this actual event in history, and ask, “…what if a small crew of men accidentally got caught within the blast area; how would they react, knowing that they had to find a way to safety before the “BAKER BLAST” sealed their fates?” Or was it already too late for them? The author goes even deeper, by exploring each man as a person, then blending them together into a team trying to keep it together, knowing that they’ve got one shot at survival-trying to get off that little atoll before it was too late! It’s also a story of regrets, faith, and hope that caught me by surprise with the depth of emotion that each character showed as the story progressed. Sometimes I laughed, and at the end, it was genuinely painful reading that last sentence; I don’t know of too many men that could have been so brave, trust me. These men were truly heroes, and it’s a shame that guys like these aren’t around now.

JEMO was written by the author Stephen P. Robertson who is retired from being a Computer Science Professor and Consultant. The author is now a freelance producer.
For a fascinating glimpse into the past, and how some of our bravest warriors remain unnamed in our history books, this one’s a page-turner that won’t let you go until the last revelation! It’s fast-paced, and my advice is to hold on for the ride, or you might get washed overboard…
JEMO is in print at bookstores everywhere; ask for it by name, or you can download it instantly to your KINDLE or otherwise equipped smartphone, or e-reader.

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